1. Acceptance of Terms

By accessing and using RatesCompare.com (“we,” “our,” or “us”), you agree to be bound by these Terms of Use. If you do not agree, please do not use our website.

2. Description of Services

RatesCompare.com provides users with insurance-related information, comparisons, and connections to third-party insurance providers, agents, and partners. We do not provide insurance directly.

3. Eligibility

You must be at least 18 years old to use this website. By using the site, you represent that you meet this requirement.

4. User Responsibilities

By using our website, you agree to:

  • Provide accurate and complete information
  • Use the site only for lawful purposes
  • Not misuse, copy, or interfere with the website or its services

5. No Guarantee of Quotes or Coverage

We do not guarantee:

  • The accuracy of quotes or pricing
  • Availability of insurance coverage
  • That you will receive any offers from providers

Final terms are determined by third-party insurers.

6. Third-Party Services

Our website connects you with third-party providers. We are not responsible for:

  • The products or services they offer
  • Their actions or policies
  • Any agreements you enter into with them

7. Intellectual Property

All content on RatesCompare.com, including text, graphics, logos, and design, is owned by us or our licensors and is protected by applicable laws. You may not copy, reproduce, or distribute content without permission.

8. Disclaimer of Warranties

The website and its services are provided “as is” and “as available.” We make no warranties, express or implied, including:

  • Accuracy or reliability of information
  • Availability or uninterrupted access
  • Fitness for a particular purpose

9. Limitation of Liability

To the fullest extent permitted by law, RatesCompare.com is not liable for any indirect, incidental, or consequential damages arising from your use of the website or services.

10. Indemnification

You agree to defend and hold harmless RatesCompare.com and its affiliates from any claims, damages, or expenses resulting from your use of the site or violation of these terms.

11. Changes to Terms

We may update these Terms of Use at any time. Updates will be posted on this page with a revised effective date.

12. Termination

We reserve the right to suspend or terminate your access to the website at our discretion, without notice, for any violation of these terms.

13. Governing Law

These Terms are governed by the laws of the United States and the State of [Insert State], without regard to conflict of law principles.

By using RatesCompare.com, you agree to these Terms of Use.